01
FDIC coverage includes principal and accrued interest through the date an insured bank closes, subject to the applicable insurance limit.
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02
FDIC deposit insurance protects depositors of FDIC-insured banks against loss of insured deposits if an insured bank fails.
supported03
The standard FDIC insurance amount is $250,000 per depositor, per insured bank, for each account ownership category.
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Deposits at separate branches of the same insured bank are not separately insured, while deposits at separately chartered insured banks are insured separately.