Deposit Insurance

FDIC deposit insurance protects depositors of FDIC-insured banks against loss of insured deposits if an insured bank fails. supported

The standard FDIC insurance amount is $250,000 per depositor, per insured bank, for each account ownership category. supported

Deposits at separate branches of the same insured bank are not separately insured, while deposits at separately chartered insured banks are insured separately. supported

FDIC insurance covers deposit products such as checking accounts, savings accounts, money market deposit accounts, and certificates of deposit at FDIC-insured banks. supported

FDIC insurance does not cover non-deposit investments such as stocks, bonds, mutual funds, annuities, life insurance, or crypto assets even when offered by an insured bank. supported

FDIC coverage includes principal and accrued interest through the date an insured bank closes, subject to the applicable insurance limit. supported

Different FDIC ownership categories can qualify for separate insurance coverage when their requirements are met. supported

Federally insured credit unions use the NCUA-administered National Credit Union Share Insurance Fund rather than FDIC insurance, with standard coverage generally up to $250,000 for covered ownership categories. supported

FDIC deposit insurance protects depositors of FDIC-insured banks against loss of insured deposits if an insured bank fails. supported

The standard FDIC insurance amount is $250,000 per depositor, per insured bank, for each account ownership category. supported

Deposits at separate branches of the same insured bank are not separately insured, while deposits at separately chartered insured banks are insured separately. supported

FDIC insurance covers deposit products such as checking accounts, savings accounts, money market deposit accounts, and certificates of deposit at FDIC-insured banks. supported

FDIC insurance does not cover non-deposit investments such as stocks, bonds, mutual funds, annuities, life insurance, or crypto assets even when offered by an insured bank. supported

FDIC coverage includes principal and accrued interest through the date an insured bank closes, subject to the applicable insurance limit. supported

Different FDIC ownership categories can qualify for separate insurance coverage when their requirements are met. supported

Federally insured credit unions use the NCUA-administered National Credit Union Share Insurance Fund rather than FDIC insurance, with standard coverage generally up to $250,000 for covered ownership categories. supported

FDIC deposit insurance protects depositors of FDIC-insured banks against loss of insured deposits if an insured bank fails. supported

The standard FDIC insurance amount is $250,000 per depositor, per insured bank, for each account ownership category. supported

Deposits at separate branches of the same insured bank are not separately insured, while deposits at separately chartered insured banks are insured separately. supported

FDIC insurance covers deposit products such as checking accounts, savings accounts, money market deposit accounts, and certificates of deposit at FDIC-insured banks. supported

FDIC insurance does not cover non-deposit investments such as stocks, bonds, mutual funds, annuities, life insurance, or crypto assets even when offered by an insured bank. supported

FDIC coverage includes principal and accrued interest through the date an insured bank closes, subject to the applicable insurance limit. supported

Different FDIC ownership categories can qualify for separate insurance coverage when their requirements are met. supported

Federally insured credit unions use the NCUA-administered National Credit Union Share Insurance Fund rather than FDIC insurance, with standard coverage generally up to $250,000 for covered ownership categories. supported

FDIC deposit insurance protects depositors of FDIC-insured banks against loss of insured deposits if an insured bank fails. supported

The standard FDIC insurance amount is $250,000 per depositor, per insured bank, for each account ownership category. supported

Deposits at separate branches of the same insured bank are not separately insured, while deposits at separately chartered insured banks are insured separately. supported

FDIC insurance covers deposit products such as checking accounts, savings accounts, money market deposit accounts, and certificates of deposit at FDIC-insured banks. supported

FDIC insurance does not cover non-deposit investments such as stocks, bonds, mutual funds, annuities, life insurance, or crypto assets even when offered by an insured bank. supported

FDIC coverage includes principal and accrued interest through the date an insured bank closes, subject to the applicable insurance limit. supported

Different FDIC ownership categories can qualify for separate insurance coverage when their requirements are met. supported

Federally insured credit unions use the NCUA-administered National Credit Union Share Insurance Fund rather than FDIC insurance, with standard coverage generally up to $250,000 for covered ownership categories. supported

FDIC deposit insurance protects depositors of FDIC-insured banks against loss of insured deposits if an insured bank fails. supported

The standard FDIC insurance amount is $250,000 per depositor, per insured bank, for each account ownership category. supported

Deposits at separate branches of the same insured bank are not separately insured, while deposits at separately chartered insured banks are insured separately. supported

FDIC insurance covers deposit products such as checking accounts, savings accounts, money market deposit accounts, and certificates of deposit at FDIC-insured banks. supported

FDIC insurance does not cover non-deposit investments such as stocks, bonds, mutual funds, annuities, life insurance, or crypto assets even when offered by an insured bank. supported

FDIC coverage includes principal and accrued interest through the date an insured bank closes, subject to the applicable insurance limit. supported

Different FDIC ownership categories can qualify for separate insurance coverage when their requirements are met. supported

Federally insured credit unions use the NCUA-administered National Credit Union Share Insurance Fund rather than FDIC insurance, with standard coverage generally up to $250,000 for covered ownership categories. supported

FDIC deposit insurance protects depositors of FDIC-insured banks against loss of insured deposits if an insured bank fails. supported

The standard FDIC insurance amount is $250,000 per depositor, per insured bank, for each account ownership category. supported

Deposits at separate branches of the same insured bank are not separately insured, while deposits at separately chartered insured banks are insured separately. supported

FDIC insurance covers deposit products such as checking accounts, savings accounts, money market deposit accounts, and certificates of deposit at FDIC-insured banks. supported

FDIC insurance does not cover non-deposit investments such as stocks, bonds, mutual funds, annuities, life insurance, or crypto assets even when offered by an insured bank. supported

FDIC coverage includes principal and accrued interest through the date an insured bank closes, subject to the applicable insurance limit. supported

Different FDIC ownership categories can qualify for separate insurance coverage when their requirements are met. supported

Federally insured credit unions use the NCUA-administered National Credit Union Share Insurance Fund rather than FDIC insurance, with standard coverage generally up to $250,000 for covered ownership categories. supported

FDIC deposit insurance protects depositors of FDIC-insured banks against loss of insured deposits if an insured bank fails. supported

The standard FDIC insurance amount is $250,000 per depositor, per insured bank, for each account ownership category. supported

Deposits at separate branches of the same insured bank are not separately insured, while deposits at separately chartered insured banks are insured separately. supported

FDIC insurance covers deposit products such as checking accounts, savings accounts, money market deposit accounts, and certificates of deposit at FDIC-insured banks. supported

FDIC insurance does not cover non-deposit investments such as stocks, bonds, mutual funds, annuities, life insurance, or crypto assets even when offered by an insured bank. supported

FDIC coverage includes principal and accrued interest through the date an insured bank closes, subject to the applicable insurance limit. supported

Different FDIC ownership categories can qualify for separate insurance coverage when their requirements are met. supported

Federally insured credit unions use the NCUA-administered National Credit Union Share Insurance Fund rather than FDIC insurance, with standard coverage generally up to $250,000 for covered ownership categories. supported

FDIC deposit insurance protects depositors of FDIC-insured banks against loss of insured deposits if an insured bank fails. supported

The standard FDIC insurance amount is $250,000 per depositor, per insured bank, for each account ownership category. supported

Deposits at separate branches of the same insured bank are not separately insured, while deposits at separately chartered insured banks are insured separately. supported

FDIC insurance covers deposit products such as checking accounts, savings accounts, money market deposit accounts, and certificates of deposit at FDIC-insured banks. supported

FDIC insurance does not cover non-deposit investments such as stocks, bonds, mutual funds, annuities, life insurance, or crypto assets even when offered by an insured bank. supported

FDIC coverage includes principal and accrued interest through the date an insured bank closes, subject to the applicable insurance limit. supported

Different FDIC ownership categories can qualify for separate insurance coverage when their requirements are met. supported